NBS Agents >> Merchant Account Agent and ISO Programs

I am looking for a merchant account that will process credit card payment online. A 3rd party processor would be ok. This is for a adult dating web site and every company I have found does not work with adult sites. I also need international payment processing. If anyone knows of a good legitimate company please post the name or link.

Your business falls into the highest risk category for credit card processing, that’s why you are having a hard time finding a provider. You don’t have to go through a third party processor though. They are the most expensive ones and you give up control over your account as well. If you Google "adult credit card processing", you will come up with a whole bunch of potential processors and the first in the list is appropriately called www.adultcardprocessing.com.

Be advised that the reason not every merchant account provider can accommodate your business requirements is that US banks will not underwrite certain very high-risk accounts (like yours). So companies that can provide you with merchant services are large enough to be able to underwrite (in other words to assume the risk) themselves. Most of the time they also have relationships with offshore banks and will be able to do your international processing as well.

Good luck!

6 Responses

1. Mr. Socialist Says:
   October 4th, 2009 at 7:48 am

   ccbill is what I’d look into.
   References :

2. randomizee Says:
   October 4th, 2009 at 8:20 am

   DHD Media.
   References :

3. xo_heartbeat_xo@verizon.net Says:
   October 4th, 2009 at 9:07 am

   nolines4u.com
   References :

4. Timi T Says:
   October 4th, 2009 at 9:15 am

   join : http://My-Own.Net/SexJob
   References :

5. matthew_hunt Says:
   October 4th, 2009 at 10:03 am

   Yes, this is a common problem for internet sites that are consider high risk. These types of businesses are usually considered high risk in the merchant services industry:

   – Online casinos and other gaming/ gambling agencies including sports wagering.
   - Adult services and products.
   - Pharmaceutical products.
   - Travel services.
   - Telemarketing businesses.
   - ISP and hosting services.
   - Online cigarette or tobacco vending.
   - Online auctions and debt services.
   - Online dating services.

   The good news is you will still be able to get a merchant account, but you may have a higher then normal merchant account discount rate. Typically a competitive online discount rates goes for about 2.5% – 4% and high risk discount rates can be from 4% – 14%.

   I would recommend trying Intabill if you have not tried them yet. They handle high risk accounts and can process internationally.
   References :
   http://www.intabill.com/credit_card_processing.php
   http://www.instabill.com/HighRiskMerchantAccounts.html
   http://www.entrepreneur.com/money/paymentsandcollections/article53306.html

6. mss Says:
   October 4th, 2009 at 10:16 am

   Your business falls into the highest risk category for credit card processing, that’s why you are having a hard time finding a provider. You don’t have to go through a third party processor though. They are the most expensive ones and you give up control over your account as well. If you Google "adult credit card processing", you will come up with a whole bunch of potential processors and the first in the list is appropriately called http://www.adultcardprocessing.com.

   Be advised that the reason not every merchant account provider can accommodate your business requirements is that US banks will not underwrite certain very high-risk accounts (like yours). So companies that can provide you with merchant services are large enough to be able to underwrite (in other words to assume the risk) themselves. Most of the time they also have relationships with offshore banks and will be able to do your international processing as well.

   Good luck!
   References :

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