I am a Ebay Seller that selles Cell Phone & Aceessories. I don’t use paypal, but a credit card merchant acct. Recently my merchant acct got suspended for 180 days. Caused of suspension? increase of voulme and high risk product. Now, my acct has been suspended for about 2 weeks. In the mean time, I was still selling cell phones because they first told me that it was just a small review, so I thought everything would be okay. I have all the accessories in stock cos I bought them at a close out. But for an actual cell phone, I used a dropper shipper. Now, I have already spent all my lifetime saving to have those cell phone orders shipped out without any money being returned for another 180 days. But I am now out of my savings already. In fact, I am even getting kicked out of my apartment, too, cos I didn’t pay my rent but to ship phones. Now, I still have 40 customer’s order not shipped. They are going crazy at me~ what can I do? Even my bank acct is overdrawn. Am I committing a Fraud?
To people who are answering my question! I did not take people’s money. My Credit Card merchant never released the funds to me. They have the money and won’t return it for another 180 days because they suspended my account. I used a drop shipper, so normally once I recieved my customer’s money, I will send it over to my vendor and have them ship out the goods. But after they have suspended my merchant acct, I stop recieving money. So I have been shipping goods to my customers without any money depositing to my account. I was using my lifetime saving to ship to goods out. But now I am so broke & have no more money to ship the items. That’s why I am asking if I have committed a fraud if I can’t ship. Cos my merchant told me that it is my responsibility to have the goods shipped even if my merchant acct is suspended. But I am like "but I have never even recieved any funds from the purchase" Well, I did, I used my savings and shipped until I am now broke. Do I go to jail next?
I still have orders that are not shipped – Those customers are going crazy at me. I absolutely have no more saving to ship out their orders.. Unless my dear merchant release some of my money back, but that’s not due for another 6 months… I am so screwed
I signed up for a credit card merchant account, but not Paypal! Many years ago, I was only 18 yrs old. I have sold some of my own Clothes, Nikes, Playstation 2, DVDs and Games using Ebay via Paypal. For no reason in particular, Paypal at that time had suspended my account and had my funds frozen. The information they wanted from me was unobtainable, such as invoices for the merchandise I was selling which was difficult since most of the items were my own personal belongings. So paypal held my funds for 6 months and it was a horrible experience. After this, I decided to use a credit card merchant account instead of going through paypal. To your other question, I have order processed my customer’s order, they have already gone through the checkout system and paid. So after they’ve paid, my merchant should give me the money by depositing to my bank. But since my merchant acct has been suspended, of course the answer is no deposit, "but you still have to ship"
To you next question: Okay, Everything seemed fine, but then I realized that funds were not being deposited from my credit card merchant and I find out yet again that my account is on hold for some time for review (the holdup being due to chargebacks from several customers). Those chargebacks were looked into and I realized that they were from people that had used stolen credit cards. So cell phones were shipped out and chargebacks were done. My merchant concluded me as a high risk account, that’s why they suspended me. (thanks to those fraudulant credit card customers of course)
Answer question 1:
No I am not the person who sold you a bad charger. In fact where I come across a defective item, I will replace it for my customer.
To answer Question 2:
According to my first paypal acct, please go to http://www.paypalsucks.com You will know what I am talking about. But thank you for you advise
Holy cow, that’s a mess. But reading through your information, you’ve been through a few scrapes, with your accounts being suspended, frozen and held, and whatnot. Why does that keep happening, and it goes back several years, it sounds like.
I dont have any good advice for you; I’m just overwhelmed by what you wrote. If you ever get out of this, I’d strongly suggest you do some things VERY differently.
EDIT: You say "everything seemed fine"? You call all that fine??? I call it a bit shady if you ask me.
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