NBS Agents >> Merchant Account Agent and ISO Programs

I am looking for a good merchant account for my website? Which is the best one?

Hi there,
I hope I can help you here. I found this website that I am using for my credit card processing. So far, they are great. They offered me great service and a great rate. To tell you the truth, I searched all over the web to find a good processor and I decided to use these guys.

In fact, here’s what they offer:

They can get you a rate as low as 1.39% (that’s hard to get these days)
FREE Online tracking of deposits and transactions
Deposits within 24 hours
NO Application fees (most merchants I’ve seen make you pay an application fee or a setup fee)
Same Day Approval
99.8% Approval Rate
24/7 Technical Support and Customer Service

And they have an awesome guarantee. Basically, if they cannot get you a better rate, they will give you $500 just for trying them out. They gave me a better rate so I didn’t go somewhere else. Therefore, they didn’t have to give me $500.

Also, they are a service provider for IPAYMENT/JPMorgan Chase Bank, which is a national seller of merchant accounts and credit card processing solutions for retail and Internet businesses. As you can see, they’re not scammers.

Here’s the link. All I did was type in my name and email and that’s it.

http://EnlightenedWEALTH.BetterRatesPro.com

I gotta say, I saved so much money in merchant fees. Right now, I am saving 0.54% in fees. That might not seem like much but over time it saves me thousands.

Good luck,

Peter

I have had beyond a frustrating relationship with paypal. I no longer want to use them. I saw that I can still sell on ebay if I use an online merchant account, however, you have to have a credit card through that
particular merchant processing service.
I would like to continue selling on ebay as soon as possible. I have contacted Merchant one…they are taking forever, I even tried Moneybookers, but they want to send an address verification in the mail, etc. Anyone know a good online merchant processing provider, I can use to sell on ebay that is approved by ebay, and I can start selling within 3 to 5 days. Please help…Best answer 10pts today!!!

Since E-Bay owns PayPal, it is my understanding that you have no choice but to use PayPal. I saw a new site on the news the other night called www.buysellswapstuff.com. They give free 90 day listings and are much cheaper than E-bay. Using the code: free11alive in plan type gives 1 year free listings. I will try them the next time I have something to sell . I resent being forced to use PayPal.

I own a Yahoo! Merchants Solutions store and I’m trying to figure out the pros and cons of accepting payments through PayPal. Is it really necessary? I understand that PayPal has become a widely used method of payment and a lot of people actually prefer to pay through PayPal rather than pay by non-PayPal credit card payments (I guess they find some security in paying with PayPal?). I already have a merchant account set up to accept regular credit card payments. Is it really a good idea to accept PayPal, too? The good thing about accepting payments through PayPal on my website is that a customer does not need to be registered with PayPal in order to use it. That is definitely a plus. Is there anyone that owns a website and has had a good experience accepting PayPal AND regular merchant acc’t credit card payments? Is there anyone who has had a negative experience accepting PayPal payments on their

If you are serious about selling your products to any potential customer you will offer as many payment options as you can including postal order/cheque pay pal is a Standard,

would you own a shop without accepting cash but only credit cards?

Use you common Sense and give us as many options as we need to make a Sale

I started this job about 5 weeks ago. I was making sales from week 1 and finally got a $75 paycheck last week. From my calculations I have made over $6000 and just waiting for all the processing of my sales to go through for my paycheck. This week my check was $525 and the breakdown of my sales just about killed me. They took so much out of my commissions. My supervisor would tell me that I could do all these things for my merchants to help close the deals and never told me that I was close to washing out all of my commissions. I am disgusted. I would love to talk to anyone else that has worked for them.

It sounds to me like you’ve been misled by TMG. $6000 a week from commissions isn’t really possible in this industry even if you’re damn good at what you do. I have to assume they didn’t explain how the commission policy works properly. They probably did it because getting new sales agents on board isn’t east to do so they did their best to make the position sound very profitable.

FYI, the kind of money you were expecting isn’t really possible from commission in the short term. You need to build a very large portfolio of merchants and hope the residual income from their processing adds up to a nice sum of money. Long term experienced sales agents make good money month after month this way so if you’re good at what you do the potential to make big bucks is seriously there.

I have a merchant account & want to create a payment button so the funds go through it, rather than paypal.

Basically, the difference is that you are using paypal as a merchant account. Paypal facilitates online payment by several different means, people can use credit cards, their bank accounts etc. People pay paypal, paypal pays you. This works similarly to a merchant account where people with their credit card pay the merchant processor, merchant processor pays you. Whereas in this case, merchant processor takes money from the issuing bank of the end client.

You can use both if you had a good programmer or a shopping cart that allowed that, giving your end-users options to pay by paypal as well as using VISA/MC/AMEX/Discover. It is entirely up to you. You will pay different costs I’m assuming, while your merchant processor has a rate for that, paypal has different rates.

If you only want to use one or the other, weigh the rates, see which one costs you less and use that.